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It’s never too early to start thinking about retirement. Whether you’re 20 or 50, you need a plan for your post-career life, and an individual retirement account (IRA) may be the answer. There are a few different types of IRAs, including traditional IRA, Roth IRA, SEP IRA, and SIMPLE IRA. The traditional IRA is quite common and has many benefits. Unlike a 401(k)—another type of retirement account—a traditional IRA isn’t funded...

The most common types of IRAs—traditional, Roth, SEP, and SIMPLE—provide various kinds of benefits, but the Roth IRA is probably the favored among financial professionals. Established as part of the Taxpayer Relief Act of 1997, the Roth IRA gets its name from Former Representative and Senator William V. Roth of Delaware.

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